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Mortgage Laws and Rules Laws governing the residential mortgage industry are primarily found in Title 7, Chapter 1, Article 13 of the Official Code of Georgia Annotated (O.C.G.A.). Please note that other Georgia laws, as well as federal laws and regulations, may apply to the activities of residential mortgage lending.
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Our group of Participating Lenders is made up of banks and mortgage companies throughout the state. For Information on becoming a participating lender, email the Office of Homeownership. We recommend that participating lenders stay informed of the latest Georgia Dream guidelines by attending an overview training as needed.
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